Why Consider Long Term Care Insurance?

 

Many people don't think about how the need for long term care could impact them and their family.  If you aren't protected, how would that affect your retirement plans and your family?

 

Long Term Care Insurance Can Help You Gain Control

Long term care insurance can be a practical and more affordable way to help pay the high costs of long term care services.  It may also help you:

• Maintain your independence so that you don't become a burden on your family

• Maintain more control over how you spend your savings

• Have the dignity of choice and control over who provides your care and where you receive it

 

Being able to make decisions about where you receive care is important.  Many people in need of care may feel most comfortable right at home, near loved ones and familiar surroundings.  Others may prefer a more social environment, such as an adult day care program.  And some may require the advanced care provided in assisted living or nursing facilities (including dedicated Alzheimers facilities).  Long term care insurance gives you the power to decide.  Consult with a LTC Profs Agent to discuss your options.