• Your chances of having a car accident are 1 in 240, a house fire 1 in 1200, and needing long-term care are greater than 1 in 2.

• Long-term care can cost up to $70,000 a year.

• Long-term care isn't covered by Medicare, disability, or health insurance.

• Nearly 70 percent of people over age 65 will need some type of long-term care.

• 40 percent of the people receiving long-term care are working adults between the ages of 18 and 64.

• The average stay in a nursing home is 835 days.

• Long-term care costs have been growing faster than all other health-care costs over the last 50 years, and this trend is expected to continue.

• The Texas Legislature created the Texas Long-Term Care Partnership to help you plan now for long-term care, including how to pay for it.

• Texas Long-Term Care Partnership-qualified policies provide some benefits that are not available with other long-term care policies.

You can learn more about planning for long-term care at LTCProfs.com